/* Podzelimak - Prawa Klientów Banków | client-first utility system */
:root{
  --color-teal:#0F766E;
  --color-teal-dark:#0B5A54;
  --color-teal-light:#D6EFEC;
  --color-orange:#F97316;
  --color-orange-dark:#C2570E;
  --color-charcoal:#0F172A;
  --color-slate:#334155;
  --color-muted:#64748B;
  --color-border:#E2E8F0;
  --color-bg:#FFFFFF;
  --color-bg-soft:#F8FAFC;
  --color-bg-cream:#FBF7F0;
  --font-body:"Inter", system-ui, sans-serif;
  --font-heading:"Crimson Pro", Georgia, serif;
  --shadow-sm:0 1px 2px rgba(15,23,42,.05);
  --shadow-md:0 6px 20px rgba(15,23,42,.08);
  --shadow-lg:0 20px 60px rgba(15,23,42,.12);
  --radius-sm:6px;
  --radius-md:12px;
  --radius-lg:20px;
}

*,*::before,*::after{box-sizing:border-box}
html,body{margin:0;padding:0}
html{scroll-behavior:smooth}
body{
  font-family:var(--font-body);
  font-size:16px;
  line-height:1.65;
  color:var(--color-charcoal);
  background:var(--color-bg);
  -webkit-font-smoothing:antialiased;
}
img{max-width:100%;display:block;height:auto}
a{color:var(--color-teal);text-decoration:none;transition:color .2s ease}
a:hover{color:var(--color-orange)}

/* Containers */
.container-large{max-width:1240px;margin:0 auto;width:100%}
.container-medium{max-width:960px;margin:0 auto;width:100%}
.container-small{max-width:720px;margin:0 auto;width:100%}
.padding-global{padding-left:24px;padding-right:24px}
.padding-section-small{padding-top:48px;padding-bottom:48px}
.padding-section-medium{padding-top:80px;padding-bottom:80px}
.padding-section-large{padding-top:120px;padding-bottom:120px}
.padding-vertical{padding-top:48px;padding-bottom:48px}

.max-width-small{max-width:540px}
.max-width-medium{max-width:720px}
.max-width-large{max-width:960px}

.spacer-small{height:16px}
.spacer-medium{height:32px}
.spacer-large{height:56px}
.spacer-xlarge{height:80px}

/* Typography */
.heading-style-h1{
  font-family:var(--font-heading);
  font-size:clamp(2.4rem, 4.2vw, 3.6rem);
  line-height:1.1;
  font-weight:600;
  letter-spacing:-.015em;
  margin:0 0 .5em;
  color:var(--color-charcoal);
}
.heading-style-h2{
  font-family:var(--font-heading);
  font-size:clamp(1.9rem, 3vw, 2.6rem);
  line-height:1.2;
  font-weight:600;
  letter-spacing:-.01em;
  margin:0 0 .5em;
  color:var(--color-charcoal);
}
.heading-style-h3{
  font-family:var(--font-heading);
  font-size:clamp(1.4rem, 2vw, 1.75rem);
  line-height:1.3;
  font-weight:600;
  margin:0 0 .4em;
  color:var(--color-charcoal);
}
.heading-style-h4{
  font-family:var(--font-body);
  font-size:1.125rem;
  font-weight:600;
  line-height:1.4;
  margin:0 0 .4em;
}
.text-size-regular{font-size:1rem;line-height:1.7}
.text-size-medium{font-size:1.125rem;line-height:1.7}
.text-size-large{font-size:1.25rem;line-height:1.6}
.text-size-small{font-size:.9rem;line-height:1.55;color:var(--color-muted)}
.text-size-tiny{font-size:.8rem;line-height:1.4;color:var(--color-muted)}
.text-weight-semibold{font-weight:600}
.text-weight-medium{font-weight:500}
.text-color-muted{color:var(--color-muted)}
.text-color-teal{color:var(--color-teal)}
.text-color-orange{color:var(--color-orange)}
.text-align-center{text-align:center}

.eyebrow{
  display:inline-block;
  font-size:.78rem;
  font-weight:600;
  letter-spacing:.16em;
  text-transform:uppercase;
  color:var(--color-orange);
  margin-bottom:14px;
}

/* Buttons */
.button-primary{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:14px 26px;
  background:var(--color-orange);
  color:#fff;
  border-radius:var(--radius-sm);
  font-weight:600;
  font-size:.95rem;
  letter-spacing:.01em;
  border:none;
  cursor:pointer;
  transition:background .25s ease, transform .2s ease;
}
.button-primary:hover{background:var(--color-orange-dark);color:#fff;transform:translateY(-1px)}
.button-secondary{
  display:inline-flex;
  align-items:center;
  gap:10px;
  padding:13px 25px;
  background:transparent;
  color:var(--color-teal);
  border:1px solid var(--color-teal);
  border-radius:var(--radius-sm);
  font-weight:600;
  font-size:.95rem;
  transition:all .25s ease;
}
.button-secondary:hover{background:var(--color-teal);color:#fff}

/* Navigation */
.nav-component{
  position:sticky;top:0;z-index:50;
  background:rgba(255,255,255,.96);
  backdrop-filter:blur(8px);
  border-bottom:1px solid var(--color-border);
}
.nav-inner{
  display:flex;align-items:center;justify-content:space-between;
  padding:18px 0;
}
.nav-brand{display:flex;align-items:center;gap:10px}
.nav-brand img{height:44px;width:auto}
.nav-menu-wrapper{display:flex;align-items:center;gap:8px}
.nav-link{
  padding:10px 14px;
  font-size:.93rem;
  font-weight:500;
  color:var(--color-slate);
  border-radius:var(--radius-sm);
  transition:background .2s, color .2s;
}
.nav-link:hover{background:var(--color-teal-light);color:var(--color-teal)}
.nav-link.w--current{color:var(--color-teal);background:var(--color-teal-light)}
.nav-cta{margin-left:12px}
.nav-burger{
  display:none;
  background:none;border:none;
  width:44px;height:44px;cursor:pointer;
  padding:10px;
}
.nav-burger span{
  display:block;width:100%;height:2px;background:var(--color-charcoal);
  margin:5px 0;transition:transform .3s;
}

/* Hero */
.section_hero{
  background:linear-gradient(180deg,#FBF7F0 0%,#FFFFFF 100%);
  position:relative;
  overflow:hidden;
}
.hero-grid{
  display:grid;
  grid-template-columns:1.1fr 1fr;
  gap:56px;
  align-items:center;
}
.hero-text p{
  font-size:1.15rem;
  color:var(--color-slate);
  max-width:520px;
}
.hero-buttons{display:flex;gap:14px;flex-wrap:wrap;margin-top:32px}
.hero-image-wrap{
  border-radius:var(--radius-lg);
  overflow:hidden;
  box-shadow:var(--shadow-lg);
  aspect-ratio:1/1;
  background:#eee;
}
.hero-image-wrap img{
  width:100%;height:100%;object-fit:cover;
}
.hero-stats{
  display:grid;grid-template-columns:repeat(3,1fr);
  gap:24px;margin-top:56px;
  padding-top:40px;
  border-top:1px solid var(--color-border);
}
.hero-stat-number{
  font-family:var(--font-heading);
  font-size:2.25rem;color:var(--color-teal);font-weight:600;
}
.hero-stat-label{font-size:.88rem;color:var(--color-muted)}

/* Sections - editorial feature */
.section_feature{background:var(--color-bg-cream)}
.feature-article{
  background:#fff;
  border-radius:var(--radius-lg);
  overflow:hidden;
  box-shadow:var(--shadow-md);
  padding:56px;
}
.feature-article h2{margin-top:0}
.feature-article p{font-size:1.05rem;color:var(--color-slate);margin:0 0 1em}
.feature-article ul{margin:1.2em 0 1.6em;padding-left:1.2em}
.feature-article ul li{margin:.4em 0;color:var(--color-slate)}
.feature-article .byline{
  display:flex;gap:16px;align-items:center;
  padding-bottom:20px;border-bottom:1px solid var(--color-border);
  margin-bottom:32px;
  font-size:.88rem;color:var(--color-muted);
}
.feature-article .byline strong{color:var(--color-charcoal)}
.feature-article blockquote{
  border-left:4px solid var(--color-orange);
  padding:8px 0 8px 20px;margin:32px 0;
  font-family:var(--font-heading);
  font-size:1.3rem;
  font-style:italic;
  color:var(--color-charcoal);
}

/* Cards grid */
.grid-3{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:28px}
.grid-4{display:grid;grid-template-columns:repeat(4,1fr);gap:24px}

.card{
  background:#fff;
  border:1px solid var(--color-border);
  border-radius:var(--radius-md);
  padding:32px;
  transition:transform .3s ease, box-shadow .3s ease, border-color .3s ease;
}
.card:hover{transform:translateY(-4px);box-shadow:var(--shadow-md);border-color:var(--color-teal-light)}
.card-icon{
  width:48px;height:48px;
  border-radius:12px;background:var(--color-teal-light);color:var(--color-teal);
  display:inline-flex;align-items:center;justify-content:center;
  font-family:var(--font-heading);font-size:1.3rem;font-weight:600;
  margin-bottom:18px;
}
.card-image{
  height:200px;margin:-32px -32px 24px;
  overflow:hidden;
}
.card-image img{width:100%;height:100%;object-fit:cover}

/* Topics list */
.topic-row{
  display:grid;grid-template-columns:60px 1fr auto;gap:24px;
  padding:24px;border-bottom:1px solid var(--color-border);
  align-items:center;transition:background .2s;
}
.topic-row:hover{background:var(--color-bg-soft)}
.topic-num{
  font-family:var(--font-heading);
  font-size:1.8rem;color:var(--color-orange);font-weight:600;
}
.topic-title{font-weight:600;font-size:1.1rem;color:var(--color-charcoal)}
.topic-desc{color:var(--color-muted);font-size:.92rem;margin-top:4px}

/* CTA section */
.section_cta{
  background:var(--color-teal);
  color:#fff;
  border-radius:0;
}
.section_cta h2{color:#fff}
.section_cta p{color:rgba(255,255,255,.85);font-size:1.1rem;max-width:600px;margin-left:auto;margin-right:auto}
.section_cta .button-primary{background:#fff;color:var(--color-teal)}
.section_cta .button-primary:hover{background:var(--color-orange);color:#fff}

/* Table */
.fee-table{
  width:100%;border-collapse:collapse;
  background:#fff;border-radius:var(--radius-md);overflow:hidden;
  box-shadow:var(--shadow-sm);
}
.fee-table th,.fee-table td{
  padding:16px 20px;text-align:left;
  border-bottom:1px solid var(--color-border);
}
.fee-table th{
  background:var(--color-charcoal);color:#fff;
  font-size:.85rem;letter-spacing:.04em;text-transform:uppercase;
  font-weight:600;
}
.fee-table tr:last-child td{border-bottom:none}
.fee-table tr:nth-child(even) td{background:var(--color-bg-soft)}

/* Steps */
.step-list{counter-reset:step;padding:0;list-style:none;margin:0}
.step-list li{
  counter-increment:step;
  position:relative;
  padding:20px 20px 20px 80px;
  background:#fff;
  border:1px solid var(--color-border);
  border-radius:var(--radius-md);
  margin-bottom:14px;
}
.step-list li::before{
  content:counter(step);
  position:absolute;left:20px;top:50%;transform:translateY(-50%);
  width:44px;height:44px;border-radius:50%;
  background:var(--color-orange);color:#fff;
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-heading);font-size:1.2rem;font-weight:600;
}
.step-list li strong{display:block;color:var(--color-charcoal);margin-bottom:4px}

/* Contact block */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.contact-item{
  padding:24px;
  border:1px solid var(--color-border);
  border-radius:var(--radius-md);
  margin-bottom:14px;
}
.contact-item strong{display:block;color:var(--color-charcoal);margin-bottom:4px}
.contact-item a{color:var(--color-teal);font-weight:500}
.map-embed{
  border-radius:var(--radius-md);overflow:hidden;
  height:440px;border:1px solid var(--color-border);
}
.map-embed iframe{width:100%;height:100%;border:0}

/* About */
.about-intro{
  background:var(--color-bg-cream);
  border-left:4px solid var(--color-orange);
  padding:32px;
  border-radius:var(--radius-md);
  margin-bottom:48px;
  font-size:1.1rem;
}
.team-card{
  background:#fff;border:1px solid var(--color-border);
  border-radius:var(--radius-md);padding:28px;
  text-align:center;
}
.team-avatar{
  width:88px;height:88px;border-radius:50%;
  background:var(--color-teal-light);color:var(--color-teal);
  display:flex;align-items:center;justify-content:center;
  font-family:var(--font-heading);font-size:2rem;font-weight:600;
  margin:0 auto 16px;
}

/* Legal pages */
.legal-shell{max-width:860px;margin:0 auto}
.legal-shell h2{margin-top:2em}
.legal-shell h3{margin-top:1.6em}
.legal-shell p,.legal-shell li{color:var(--color-slate)}
.legal-shell ul{padding-left:1.2em}
.legal-shell li{margin:.4em 0}
.legal-updated{
  display:inline-block;padding:8px 14px;
  background:var(--color-teal-light);color:var(--color-teal);
  font-size:.85rem;font-weight:600;border-radius:999px;
}

/* Cookies - distinct layout */
.cookie-panel{
  display:grid;grid-template-columns:1fr 2fr;gap:40px;
  background:var(--color-bg-soft);
  padding:40px;border-radius:var(--radius-lg);
  margin-bottom:32px;
}
.cookie-side{position:sticky;top:100px;align-self:start}
.cookie-side h3{color:var(--color-teal);margin-top:0}
.cookie-type{
  background:#fff;border:1px solid var(--color-border);
  border-radius:var(--radius-md);padding:24px;margin-bottom:18px;
}
.cookie-type header{
  display:flex;align-items:center;justify-content:space-between;
  margin-bottom:10px;
}
.cookie-tag{
  padding:4px 12px;background:var(--color-teal);color:#fff;
  border-radius:999px;font-size:.75rem;font-weight:600;text-transform:uppercase;
}
.cookie-tag.optional{background:var(--color-orange)}

/* Footer */
.footer-component{
  background:var(--color-charcoal);
  color:rgba(255,255,255,.8);
}
.footer-grid{
  display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:48px;
  padding:72px 0 40px;
}
.footer-component h4{
  color:#fff;font-family:var(--font-body);
  font-size:.85rem;letter-spacing:.1em;text-transform:uppercase;
  margin-bottom:18px;
}
.footer-component a{color:rgba(255,255,255,.75);font-size:.93rem}
.footer-component a:hover{color:var(--color-orange)}
.footer-component ul{list-style:none;padding:0;margin:0}
.footer-component ul li{margin:8px 0}
.footer-brand img{height:44px;margin-bottom:18px;filter:brightness(0) invert(1)}
.footer-bottom{
  border-top:1px solid rgba(255,255,255,.12);
  padding:24px 0;
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;
  font-size:.85rem;color:rgba(255,255,255,.55);
}

/* Page hero (inner pages) */
.page-hero{
  background:linear-gradient(180deg,var(--color-teal-light) 0%,#fff 100%);
  padding:88px 0 64px;
  border-bottom:1px solid var(--color-border);
}
.page-hero .eyebrow{color:var(--color-teal)}

/* Notice */
.notice{
  background:#FEF3C7;border-left:4px solid #F59E0B;
  padding:18px 22px;border-radius:var(--radius-sm);
  font-size:.95rem;color:#78350F;
}

/* Responsive */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:40px}
  .grid-3{grid-template-columns:1fr 1fr}
  .grid-4{grid-template-columns:1fr 1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:36px}
  .contact-grid{grid-template-columns:1fr}
  .cookie-panel{grid-template-columns:1fr}
  .cookie-side{position:static}
  .feature-article{padding:36px}
}
@media (max-width:700px){
  .nav-menu-wrapper{
    display:none;
    position:absolute;top:100%;left:0;right:0;
    background:#fff;
    flex-direction:column;align-items:stretch;
    padding:16px;border-top:1px solid var(--color-border);
    box-shadow:var(--shadow-md);
  }
  .nav-menu-wrapper.is-open{display:flex}
  .nav-link{padding:14px}
  .nav-cta{margin:8px 0 0}
  .nav-burger{display:block}
  .grid-3,.grid-2,.grid-4{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr;gap:32px;padding:48px 0 24px}
  .feature-article{padding:28px}
  .hero-stats{grid-template-columns:1fr;gap:16px}
  .padding-section-medium{padding-top:56px;padding-bottom:56px}
  .padding-section-large{padding-top:72px;padding-bottom:72px}
}